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ROOFS & SIDING
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PARKADE & STRUCTURAL
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WINDOWS & BALCONIES
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SYSTEM UPGRADES
THE PROCESS
From inquiry to funded in as little as 15 days.
01
Apply
Tell us about your project. We'll review your corporation's financials and provide a preliminary assessment within 48 hours — no commitment required.
02
Approve
Once approved, we issue a Loan Commitment Letter with full terms. We support your board through the authorization process, including special resolutions if required by your bylaws.
03
Fund
Loan documents are executed and funds are advanced directly to your contractor, through your property manager, or to the corporation's account. Your project begins.
Technical Risk Assessment
We evaluate the stability of the condominium corporation as a legal entity rather than individual residents. Our underwriting is built around condo-specific cash flows, reserve fund studies, and corporate governance requirements.
Flexible Fund Disbursement
You control how your project is funded. Choose exactly how capital is advanced: directly to your specialist contractors, through your property management firm, or as a lump sum to the corporation's account.
Board & Owner Facilitation
Corporate borrowing requires proper board authorization and consensus. We guide you through the legislative journey, providing resolution templates and owner communication packages to ensure a transparent approval process.
Direct Financial Terms
No hidden fees or rate surprises. A 2% origination fee, a minimum 10% finance deposit, and clear monthly schedules allow your board to plan with certainty long before signing any commitment papers.
Why we exist.
Condominium corporations face a problem that banks aren't built to solve. A building needs a new roof. The reserve fund is short. A special assessment would hit owners hard. The board needs options — and needs them fast.
Traditional banks don't understand the governance structure of a condominium corporation. They apply residential mortgage criteria to a corporate borrower. They ask for personal guarantees from board members. They take months to make a decision. They say no.
Quorum Capital was built for exactly this situation. We understand the role of the board, what a reserve fund study means, and how condominium corporations generate revenue. Our entire lending process is designed around the reality of how condos work — not how banks work.
We do one thing. We do it exceptionally well.
Specialized Risk Assessment
Board & Owner Support
Flexible Disbursement
We evaluate the health of the condo corporation, focusing on specific cash flows and governance requirements.
We guide boards through special resolution processes, template resolutions, and owner communication packages.
Choose how funds are advanced: directly to your contractor, property manager, or as a lump sum to the corporation.
Transparent Terms
No hidden fees. A clear origination fee and monthly payments from day one so you know exactly what to expect.
Get in Touch
Contact
info@quorumcapital.ca
Location
Serving Alberta's Condominium Corporations
Calgary & Edmonton Region